What accident benefits are available to me?

This video outlines the various benefits available to individuals who have sustained injuries, emphasizing the importance of understanding your entitlements. Most injured persons qualify for medical and rehabilitation benefits, covering expenses such as physiotherapy and assistive devices, with limits based on the classification of their injuries. For minor injuries, the cap is $3,500, while more severe injuries can access up to $65,000 over five years, or even $1 million for catastrophic impairments. Additionally, those unable to work may qualify for income replacement benefits. Consulting with a lawyer from Preszler Injury Lawyers, such as Jeffrey Preszler, can help ensure you receive all the benefits you deserve. For assistance, call 1-800-JUSTICE.

Depending on your injuries, you will be entitled to different benefits. Most people are entitled to medical and rehabilitation benefits. This benefit pays for things like physiotherapy, massage, acupuncture, and chiropractic care. It will also pay for assistive devices for things like bars in your shower, long-handled scrubbers, and prescription medications.

If your insurer classifies your injury as minor, there is a $3,500 limit for your medical and rehabilitation benefits. If you require help with everyday tasks, such as showering, brushing your hair, changing your clothes, and moving around your house, you may also be entitled to an attendant care benefit. However, an attendant care benefit is not available for injured persons with minor injuries.

If your injuries are not classified as minor, the maximum available for medical and rehabilitation and attendant care benefits is a combined $65,000 over a five-year period. This cap applies unless you are determined to have catastrophic impairments. Catastrophic impairments have up to $1 million of funding for all medical and rehabilitation benefits and attendant care benefits.

If you are missing work as a result of your injuries, you could also be entitled to an income replacement benefit. This usually provides $400 a week for as long as your injuries prevent you from working. After two years of being off work, the tests will change, and your insurer is likely to reassess you. If you were not working at the time of the collision, you might also be entitled to an on-earner benefit.

You should consult with one of the lawyers at Preszler Injury Lawyers to ensure you gain all the benefits you are entitled to.