“Slip and falls” generally refer to someone falling due to a slippery substance, like ice or snow on stairs, a parking lot, or a walkway, or liquid spilled on a floor indoors. “Trip and falls” refer to falls caused by a change in elevation, either a sudden drop that causes someone to fall, or a …
When you are working and have disability insurance, insurance companies ensure that you meet your obligations and make your payments. Unfortunately, when the same insurers owe you benefits, they often do not live up to their obligations with the same consistency. Being unable to work due to physical or psychological limitations is challenging for several …
It is an all too common story. You become sick or injured for reasons that are not your fault. It is a very stressful time. There are bills to pay, a family to support. They have expectations that there will not be a dramatic change in their accustomed lifestyle. Initially, there is some relief. You …
Long-term disability (LTD) insurance policies offer benefits that are paid out in the event you are unable to work. If you collect long-term disability benefits for long enough, the “change of definition” will likely be a major factor in whether your insurer decides to keep paying you or to terminate the benefits. The insurance policy …
Leading Causes of Car Accidents in Canada – and How You Can Stay Safe Have you ever noticed that car accidents seem to be on the rise lately? You’re not imagining things. In 2022, motor vehicle fatalities in Canada increased by 6%, according to Transport Canada. Even more concerning, accidents resulting in personal injury claims …
Why Car Accident Cases are Rising in Alberta and What This Means for Albertans Have you noticed more traffic lately? You’re not alone. Alberta’s roads are getting business, and unfortunately, that means more car accidents. According to the latest traffic collision statistics from the Government of Alberta, there were over 100,000 reported collisions in 2021 …
Driving demands alertness and care no matter when you are doing it, but winter conditions mean you have to be particularly careful. Icy roads and low visibility due to snowstorms and long sunless hours are among the driving hazards that come with the onset of cold weather. In terms of holidays, the highest total number …
The consequences of a car accident where you’re not at fault may extend to parts of your life that you did not expect them to reach. Motor vehicle accidents may cause physical injuries (or even death), in addition to emotional and psychological ones. Financial consequences are also extremely likely when your injuries prevent you from …