When you’re dealing with a long-term disability (LTD) claim, understanding the difference between partial disability and total disability benefits can make a huge difference. These two categories affect how much you’re paid, how long you receive benefits, and even how your claim is evaluated by the insurance company. This article breaks down what these two …
Navigating long-term disability (LTD) claims can be distressing. Insurers can leave you with the impression they do not believe you. You may get a letter or an email from your insurer requesting that you attend a “Functional Capacity Evaluation” or FCE. Other times, your own lawyer may send you to an Occupational Therapist for an …
Having your long-term disability (LTD) claim denied by your insurance company can not only be a traumatic experience, it could also have serious consequences for your future. Not knowing what to do, or even knowing what your options are, can leave people feeling helpless and overlooked. We at Preszler Injury Lawyers have extensive experience in …
Many Canadians have an extended benefits policy with an insurance company. Under the policy, you pay regular premiums, and in return, the insurance company will pay for certain health services or benefits. An important benefit under most insurance policies is long-term disability (“LTD”) coverage. This means that if you are unable to work, the insurance …
As personal injury lawyers serving Alberta, we know an injury or illness can result in serious financial consequences to you and your family. Medical problems could force you to stop working, either temporarily or permanently. Even if you eventually recover enough to work again, it is possible that you will not be able to perform …
Living with a progressive medical condition can significantly impact your ability to work and maintain a steady income. Long-term disability or LTD benefits are designed to provide financial support for individuals who can no longer work due to health challenges like chronic illnesses, major health crises such as heart attacks and cancer, or past injuries. …
Chronic pain can change your life. Whether it’s from an accident, an illness, or a long-standing condition that worsens over time, living with ongoing pain can make everyday tasks feel impossible. For many people in Alberta, chronic pain also means being unable to work, which can create serious financial stress. Long-term disability (LTD) insurance benefits …
Life can be unpredictable, and a sudden illness or injury can turn everything upside down. If you live in Alberta, having a long-term disability (LTD) insurance policy can provide financial stability and peace of mind during tough times. But with so many policies out there, how do you know which one is right for you? …
