When you are working and have disability insurance, insurance companies ensure that you meet your obligations and make your payments. Unfortunately, when the same insurers owe you benefits, they often do not live up to their obligations with the same consistency. Being unable to work due to physical or psychological limitations is challenging for several …
It is an all too common story. You become sick or injured for reasons that are not your fault. It is a very stressful time. There are bills to pay, a family to support. They have expectations that there will not be a dramatic change in their accustomed lifestyle. Initially, there is some relief. You …
Long-term disability (LTD) insurance policies offer benefits that are paid out in the event you are unable to work. If you collect long-term disability benefits for long enough, the “change of definition” will likely be a major factor in whether your insurer decides to keep paying you or to terminate the benefits. The insurance policy …
